Trends in 401(k) Plans

A Survey of WorldatWork Members and American Benefits Council Members


This report summarizes the findings from a WorldatWork survey in partnership with the American Benefits Council about the most prevalent vehicle for retirement savings today, the 401(k) plan. This survey was conducted at a time when many eyes are on declining 401(k) balances, stock market declines, overall retirement plan governance, and the flurry of Congressional activity relative to 401(k) fee transparency and disclosure

Survey Results

Summary of Key Findings

  • More than 90 percent of participating organizations offer a 401k plan to employees. 
  • Despite the widely reported drop in account balances, two-thirds (66 percent) of organizations indicated that at least 70 percent of their eligible employees participated in a 401(k) plan.

Search by Year

  • 2013
    This is a Member Only Benefit.
  • 2009
    This is a Member Only Benefit.
  • 2003
    This is a Member Only Benefit.
  • 2002
    This is a Member Only Benefit.

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