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When survey respondents were asked how they would pay for a costly and unplanned medical bill: ;48% said they would set up a payment plan; ;31% would use general savings; ;28% would rely on credit cards; ;12% would take a hardship withdrawal from their retirement account, with millennials (20%) and Gen Z (16%) more likely to do so than Gen X (6%) or Baby Boomers (3%); Other key findings from Equitable’s survey include: ;37% of Gen Z respondents use platforms like TikTok, Instagram, Reddit and YouTube for benefits information — more than any other generation.

The research also found frequent use (a few times a week or more) grew from 19% to 23%, while daily use moved less, ticking up from 8% to 10% during the same period.; ;65: The percentage of organizations that lack a formal CEO security program, according to a new survey from executive compensation firm Pearl Meyer.

If your grades are not well-defined or pay is not consistently managed within your grades, now is the time to clean up your infrastructure.

.; ;Consider adding teledentistry to facilitate follow-ups, triage emergencies and provide general consultations.; ;Always try to negotiate better rates with carriers and providers.; Communication strategies might include: ;Send reminders in the fourth quarter to remind employees they have two free annual cleanings per year.; ;Stress that preventive services are “at zero cost to you,” and list the type and frequency of those services to make it clear they will have no out-of-pocket expenses.; ;Include the organization’s contribution to their dental benefits in your total rewards statements.; ;Launch a “Heart Health and Dental Care” campaign during American Heart Month (February) to educate employees on the positive benefits of good oral care to reduce heart disease.; ;Create infographics or short, 60-second videos to highlight single topics related to the plan or oral health.; ;Empower managers with resources and “cheat sheets” to help them confidently answer basic questions and

“While AI and automation is replacing certain tasks, the ability to utilize and interpret the data, to determine where and how to use AI, and ultimately, [determine] the role of the ‘human in the loop’ is continuing to show up at the forefront,” said Bienstock.

Significantly higher up-front costs and paid within a set time frame.

“There’s the ideal top-down approach — thoughtful, aligned and clearly defined — but at the same time, there’s a grassroots, bottom-up push from the business to move faster.

People watch who gets tapped, and when it feels political, you lose trust, and you lose high potentials who are maybe just not as visible, and you end up promoting confidence over capability.”

The Critical Role of Managers The report also identified that, without complete structures and trickle-down processes that make “the mechanics [of fair pay] reliable, scalable and visible to the people they’re meant to serve,” corporate managers are often set up to fail.

Living : Working from Anywhere Comes with a Cost (Workspan, First Quarter, 2021);Setting Pay and Policy for Remote Workers (Workspan Daily, Oct. 7, 2021);Charge ‘Em Up: How to Combat Remote Presenteeism (#evolve, First Quarter, 2021);Post-Pandemic Planning: Rethinking Your Incentives and Recognition (#evolve, First Quarter, 2021); 4.