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“Important details to cover include whether pharmacy benefits are part of the medical plan or carved out; which pharmacies are in network; generic vs. brand-name pricing; and whether mail order is available, or mandatory, for any prescriptions.”

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If a majority of the Supreme Court decides that the individual mandate is no longer supported, the Court would be required to hold that the coverage mandate is unconstitutional, in order to avoid overruling prior precedent, Christina said.

“I absolutely believe that managers were forcing higher merit increases, regardless of performance, in order to keep up with wage inflation and to keep talent.”

The opposition is now looking to appeal to France’s constitutional council, the highest constitutional body in the country, in order to block part or all of the law.

She advised employers to immediately begin assessing their current state to identify priority areas for improvement, as some actions may require a multi-step process in order to embed within the organization.

But if an organization’s coverage policy does not include coverage for early screenings, then at-risk younger workers won’t get the same benefit as older ones because they may have to pay co-insurance and/or a hefty co-pay in order to get screened, O’Neill said, adding that it may also discourage them from getting screened at all.

“The seemingly never-ending rise in costs poses a constant challenge for employers to take action in order to mitigate these unsustainable increases.”

Fertility benefits then can include everything from helping an individual understand their health, nutrition and stress in order to conceive with as little interference as possible, to intrauterine insemination (IUI), in vitro fertilization (IVF), egg-freezing, donor eggs, adoption and surrogacy.

This presents an opportunity for organizations to build stronger L&D benefits in order to retain talent.