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“It’s not just that we’re seeing more $1 million claims; we’re also seeing the amount paid for those claims escalating to amounts we haven’t seen before, so it’s a double-whammy,” said Michael Tesoriero, a senior vice president and health consultant at Segal, an HR and benefits advisory firm.

ADP reported on Wednesday that private-sector employers added back 807,000 jobs in December, coming in at nearly double the consensus expectation and marking the biggest rise since May.