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With the Inflation Reduction Act comes a new — in 2025 — Part D benefit approach that eliminates the prior complexities by adopting a much simpler structure plus a $2,000 cap on an enrollee’s annual out-of-pocket costs.

.; Access bonus Workspan Daily Plus+ content on this subject: Wellness Woes: Why Aren’t Employees Using Your Benefits?

For WorldatWork Members How Employers Can Structure and Communicate Appropriate Pay Bands , Workspan Daily Plus+ article;2024-2025 Salary Budget Survey , research;Bonus Programs & Practices , research;Why We Work: Drivers of Employer Choice and Employee Retention , research; For Everyone How Pay Transparency Connects with Job Architecture and Employee Trust , Workspan Daily article;Do Your Employees Know What Their Benefits Are Worth?

.; Access a bonus Workspan Daily Plus+ article on this subject: How to Increase Engagement Among Remote Employees; Connected Managers Foster Such Engagement Jim Harter, Gallup’s chief scientist on workplace management and well-being, cited the latest report as reason for “cautious optimism.”

For WorldatWork Members Health Insurance Selection Checklist for Employees , Workspan Daily Plus+ article;Getting Benefits Enrollment Right: Big Trends Spark Fresh Strategies , Workspan Magazine article;Considerations to Manage the Costs of GLP-1 Coverage , Workspan Daily Plus+ article; For Everyone Employers Facing Healthcare Cost Containment Challenge for 2025 , Workspan Daily article;Employer Healthcare Costs Projected to Hit 10-Year High in 2025 , Workspan Daily article;Do Your Employees Understand the Health Plan They Picked?

In “Pivot on Pay,” Allison Hoeinghaus and Ryan Wells examine the difficulties that an unpredictable business environment — like the one companies have operated in for the past two-plus years — can create in terms of incentivizing and retaining crucial workers.

For WorldatWork Members ;Helping Employees Secure Their Retirement Future , Journal of Total Rewards article; ;FAQs to Help You Navigate Employee Retirement Discussions , Workspan Daily Plus+ article; ;Checklist: Questions and Resources to Prep Employees for Retirement , Workspan Daily Plus+ article; ;How TR Pros Can Help Workers Financially Prepare for Retirement , Workspan Daily Plus+ article; For Everyone ;The SECURE 2.0 Act Sequel: What Changes Arrive in 2025?

Workspan Daily Plus+ article;When Must an Employer Offer Benefits to Part-Time Employees?

For WorldatWork Members ;Modernizing Pharmacy Benefits: A Total Rewards Opportunity , Workspan Daily Plus+ article; ;Use This Checklist Toward Modernizing Your Pharmacy Benefits , Workspan Daily Plus+ article; ;The Benefits Checkup: Is Your Offering Truly Maximized?

For WorldatWork Members ;Health Insurance Selection Checklist for Employees , Workspan Daily Plus+ article; ;Considerations to Manage the Costs of GLP-1 Coverage , Workspan Daily Plus+ article; ;Checklist: Evaluating Benefits for Chronic Health Conditions , Workspan Daily Plus+ article; ;Benefits Strategy Guide , tool; ;Respect-Centered Global Benefits Audit , tool; For Everyone ;Business Group on Health Predicts 9% Higher Healthcare Costs in 2026 , Workspan Daily article; ;Mercer: Health Benefit Cost Jump Will Hit 15-Year High in 2026 , Workspan Daily article; ;Rising Healthcare Costs Forcing Employers to Rewrite Their Game Plan , Workspan Daily article; ;Healthcare Cost Projections Necessitate TR Strategy Updates , Workspan Daily article; ;A Prescription for Rising Drug Costs , Workspan Daily article; Global health insurance costs are projected to rise by more than 10% next year, according to WTW’s 2026 Global Medical Trends report .