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It falls to employers to meet the last need, as evidenced by working-age Americans’ requests for “app-like simplicity” in pharmacy benefits in a recent survey from Evernorth Health Services.

Question: If you’re on [ABC Company]’s group health plan, what term refers to the most you’ll ever have to pay out of your pocket for covered services in a plan year?

According to the latest report, “Employees may perceive these [well-being] initiatives as empty words if they see no results, even when leaders do things to channel resources into supporting employee well-being, such as providing mental health services. ...

India’s Tata Consultancy Services (TCS), an international leader in outsourcing, said it plans to speed up hiring in Latin America amid growing demand for nearshoring and its IT services in the region.

An effective strategy is to package your EAPs so they aren’t a standalone service and instead included in a bundle of well-being and mental health offerings.

Fewer than one-third of employees earned a “passing” grade in a healthcare literacy quiz offered through a recent Employee Benefit News survey — struggling to understand plan types, terms such as coinsurance, what is covered by their plans and how much services cost.

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Public services (93%) make up the largest sector applying pay structures, with third sector (charitable employers) next at 72%.

Even when they’re able to deliver exceptional service, many customer service agents may not receive the baseline recognition that they might expect from customers.

“Overall, financial stress will affect an employer’s bottom line due to lack of productivity, absenteeism and employee turnover,” said Betsy Mayotte, the president and founder of The Institute of Student Loan Advisors (TISLA), a nonprofit organization that provides financial advice and dispute-resolution services.