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Other key findings from the report include: ;5% of Baby Boomers, 39% of Gen X, 51% of millennials and 38% of Gen Z employees identify as having caregiving responsibilities.; ;20% of caregivers say their caregiving responsibilities have negatively impacted their household’s financial confidence.; ;Only 36% of caregivers report “very good” mental health.; ;Caregivers are 48% more likely to have experienced increased anxiety and depression over the past year.; ;Of caregivers who took a paid leave of absence from work, 37% said that it was due to mental health needs.; Retirement Balances Hit Record High; Roth Options Generating Interest Average 401(k), individual retirement account (IRA) and 403(b) account balances reached record highs during the third quarter, driven by consistent savings and positive stock market performance.

Jobs Growth Stronger Than Expected Recent headlines have pointed to a U.S. jobs market that is more weakness than wow, more slowdown than speedup: ;Last week’s Workspan Daily News Bytes included “American Layoffs Surged to Highest January Total Since 2009,” referencing the results of the Thursday, Feb. 5, job cuts report from global outplacement and executive coaching firm Challenger, Gray & Christmas.; ;The Economic Policy Institute’s Jan. 9 report , titled “December Jobs Report Shows a Decidedly Weaker Labor Market Than a Year Ago,” used data from the U.S.

Key findings from the report include: ;38% of the surveyed employees have taken extra work, including side hustles or second jobs, to make extra money and keep up with debt.; ;37% have accepted jobs they weren’t interested in, or that were outside their industry, just to repay debt.; ;17% say they would start a business, go back to school or freelance if they were debt-free.; Additionally, U.S. tariffs and interest rates are prompting workers to take urgent financial action: ;78% of the respondents fear U.S. tariffs will make it harder to repay or avoid debt.; ;38% have reduced non-essential spending.; ;25% increased their minimum payments.; ;Others are transferring balances (13%), delaying repayment (14%), consolidating debt (8%), refinancing (5%), seeking financial counseling (5%) or negotiating with lenders (4%).; ;34% have taken no specific action, possibly due to limited financial options.; Workers Rank Mental Health Days as Top Well-Being Resource Mental health days are

This is especially so for Baby Boomers (48%) and members of Generation X (49%).

As a result, the national turnover rate went from approximately 2.8% in 2012 to 7% in 2022.

To lower costs, the WTW survey found : ;73% of employers plan to carve out pharmacy benefits over the next few years ; ;51% expect to adopt plan design or network strategies that steer employees to lower-cost or higher-quality providers, sites of care ; ;34% of employers plan to shift costs to employees through premium contributions ; ;2 7% would consider a smaller PBM (pharmacy benefit manager) that offers alternate pricing models. ; ; Ihrke also offered these strategies to help employers respond to rising overall healthcare costs : ;Modernize plan offerings to optimize high-performing healthcare delivery strategies, coupled with options that meet individual needs from affordability to savings. ; ;Evaluate vendor partnerships by conducting analytic performance reviews, audits and marketing to identify the best financial optimal partners to meet objectives . ; ;Prioritize micro-strategies for the key cost drives balancing attraction and retention.

Since 2022, U.S. citizens have been able to select “X” as their gender marker on passports.

For the EUPTD, member states have until June 7, 2026, to comply.

X-Rays and Compasses If such biases exist within an organization, Bardaro said, it’s impacting more than an annual raise or bonus payout.