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Projecting and generating retirement income relies on a broad approach encompassing income projections, retirement planning tools and retirement income products.

Key Takeaways Projections are down.

Key Takeaways Raises of at least 4% are projected.

Workspan Daily Plus+ article;Considerations to Manage the Costs of GLP-1 Coverage , Workspan Daily Plus+ article;Health Plan Compliance Calendar , tool; For Everyone Healthcare Cost Projections Necessitate TR Strategy Updates , Workspan Daily article;A Prescription for Rising Drug Costs , Workspan Daily article;Most Employers Hold Firm on Well-Being Offerings — But Want Results , Workspan Daily article;As Health Costs Spike, Total Rewards and CFO Collaboration Is Crucial , Workspan Daily article;Employer Healthcare Costs Projected to Hit 10-Year High in 2025 , Workspan Daily article; Employers will need to “make bold and strategic moves” to counter a second year of actual healthcare costs sharply outpacing projections, according to Business Group on Health’s 2026 Employer Health Care Strategy Survey , released Tuesday, Aug. 19.

While the 2026 projection trails those from the previous three years, it remains more robust than the general 3% projections that were prominent for most of the past decade-plus.

Nearly 9 in 10 employers, in fact, say they will make changes to their health and well-being vendors either this year or next, according to WTW’s 2022 Vendor Strategy Survey .

Assessing the quality and effectiveness of vendor partnerships is one strategy to combat projected cost increases.; Following upticks in employer expenditures in the recent past, projected healthcare costs are expected to increase by 8% next year — the highest jump in more than a decade — according to results from the Business Group on Health’s 2025 Employer Health Care Strategy Survey .

Eight Questions to Ask Vendors When evaluating a comptech vendor’s AI capabilities, vague answers themselves are informative.

Workspan Daily Plus+ article;Health Insurance Selection Checklist for Employees , Workspan Daily Plus+ article;Anatomy of a Wellness Program: Ensuring Regulatory Compliance , Workspan Daily Plus+ article; For Everyone Employers Facing Healthcare Cost Containment Challenge for 2025 , Workspan Daily article;Employer Healthcare Costs Projected to Hit 10-Year High in 2025 , Workspan Daily article;Employers Showing ‘Growing Appetite for Disruptive’ Benefits Solutions , Workspan Daily article;As Health Costs Spike, Total Rewards and CFO Collaboration Is Crucial , Workspan Daily article;Employers Look to Balance Rising Health Costs, Benefit Upgrades in 2025 , Workspan Daily article;The Future of Direct Care in Employee Benefits , on-demand webinar; Healthcare costs in 2026 are expected to continue to trend upward within employer-provided coverage plans, according to recent reports from consulting firms PwC and Mercer.

Organizations can further broaden the “E” in ESG by considering green benefits and applying ESG criteria in vendor selection and the “S” by ensuring safety and security, fairness and equality through their total rewards programs.