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AI can be trained to identify an anomaly where specific clusters of employees (Group A) are advancing at a significantly slower rate than other population groups within the organization.

How will future years’ premiums be calculated (e.g., 102% of the full premium)?

This strategy allows the carrier to mitigate risk and offer more competitive premiums, but it shifts a significant financial burden to the employer, who must weigh this risk against the cost of a higher premium for the entire group.

Many administrative costs are fixed, according to the NADP, so a dental plan with a $35 monthly premium cannot achieve the same loss ratio as a health plan with a $700 monthly premium.

What Are Skills Pay Premiums and Why Do They Matter?

Over the past five years, the cumulative increase in family premiums (26%) and in what workers pay toward those premiums (23%) is similar to inflation (23.5%) and wage growth (28.6%).

CalPERS LTC Premium Increases Starting in 2011, all CalPERS LTC policies bought from 1995 to 2002 (LTC1) with lifetime benefits and/or inflation protection were subject to a 5% annual premium increase.

More significant monetary incentives — whether cash, premium discounts or premium surcharges — are another matter.

Members receive a 30-day unlimited free trial to a WageScape Premium subscription with access to six interactive labor market dashboards and three market snapshot reports.

The visualization techniques have been used to explain clustering (grouping) of keywords, as well as the density (volume) of research around each cluster.