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Over a 40-year career, he has helped build benefits programs for organizations in 90 countries.

Notably, almost 90% are worried about covering basic living expenses — even if they believe their compensation is fair.; ;And, while 75% of employers surveyed by financial and insurance company Prudential believe their benefits help with retirement savings, only 35% said those benefits help with everyday expenses and real-time financial stressors.; With financial fears mounting and employee confidence remaining low , many workers are looking to their employers for assistance.

“Now,” he added, “if 90% of the answers are, ‘Do a lump sum,’ I’d hate to be in the 10% of organizations that aren’t doing the lump sum.”

., where medical insurance accounts for over 90% of health and welfare costs.

Each year, more than 90% of all companies make such changes.

Some recent reports , for example, predict there will be 90 million freelancers in the United States by the year 2028, comprising more than half of the entire American workforce.

.; “The increase over the last five years shows HSAs have become a ‘standard medical plan offering,’ only behind PPOs [at 90% in 2024],” Domaszewicz said, adding that the 2024 total cost for HSA plans remains significantly lower than PPO plans, at $16,930.

Retaining just 1% of employees can recoup the cost of care benefits, which “deliver measurable returns that almost always outweigh the initial investment,” the report stated, noting that every dollar spent provides a return on investment (ROI) between 90 cents and $4.25.

He added that Deloitte research found more than 90% of high-performing organizations provide opportunities for employees to build skills in new areas, including allowing them to opt into special projects or dedicate time to a “passion area.”

About Deloitte Deloitte provides industry-leading audit, consulting, tax, and advisory services to many of the world’s most admired brands, including nearly 90% of the Fortune 500® and more than 7,000 private companies.