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Younger workers who are trying to be financially responsible are seeing all the ways that they need to be self-sufficient in order to ensure their own peace of mind.

“My view is that the Department of Labor decided to take the risk of going too far in order to see how far they could go,” said Natalie Bare, a class action and employment law litigator for the Duane Morris law firm.

The bank has added technology staffers and other employees to help with its efforts to resolve a pair of consent orders the firm received from regulators, Bloomberg noted.

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As a result, 66% of borrowers said they have had or will have to reduce their retirement contributions in order to restart their student loan payments, according to a recent Allianz Life survey .

It has the power to issue a cease-and-desist order and, failing that, levy fines of up A$94,000 (around US$64,000) for an employer.

In a statement, a Workday spokesperson noted that the order is a “preliminary, procedural ruling … that relies on allegations, not evidence.”

“In order to keep my college benefits through Starbucks, for [Arizona State University], I have to maintain at least 20 hours a week, that’s recently been cut to 16 or lower, and I had to really fight to get back to that 20 [hour] baseline,” Callie Daly, a barista and the Scottsdale store, told KJZZ, adding that she was consistently working 28 hours a week before she joined the union effort.

In order to retain employees amid extreme turnover, companies should focus their efforts on the areas that matter most to employees.