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Julie Stich, the vice president of content at the International Foundation of Employee Benefit Plans (IFEBP), advised a focus on plan design, including: ;Cost-sharing requirements;; ;Incentives for using generic drugs or mail-order services for maintenance prescriptions; and,; ;Effective step therapies beginning with lower-cost treatments.; “There needs to be a balance between what employees need to ensure the most effective care possible while controlling spend,” she said.

“Important details to cover include whether pharmacy benefits are part of the medical plan or carved out; which pharmacies are in network; generic vs. brand-name pricing; and whether mail order is available, or mandatory, for any prescriptions.”

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The reaction of many organizations to recent government orders seems to suggest a waffling commitment to equity.

Robert Russo of Bristol-Myers Squibb told me that BMS implemented a handful of company-wide days off during 2020 in order to combat burnout.

Patterns and Pain Points Companies with “a strong preference” against collective bargaining contracts will often try to offer their nonunionized workers similar, though not identical, compensation packages in order to avoid union organizing or majority voting for unionization, said Lonnie Golden, a professor of labor and employment relations at Pennsylvania State University’s Abington campus.

The New Law’s Impact on Section 529 Internal Revenue Code Section 529 enables the availability of specific tax-qualified education savings plans, which Americans can start — and they, their employers and others can contribute to — in order to either prepay for tuition and certain other educational costs or let funds grow in investment accounts to be used tax-free later for qualified educational expenses.

The EBSA guidance follows President Donald Trump’s Dec. 11, 2025, executive order (“Protecting American Investors from Foreign-Owned and Politically Motivated Proxy Advisors”), which singled out two foreign companies (Institutional Shareholder Services and Glass, Lewis & Co.) that control more than 90% of the proxy advisory market.

“The seemingly never-ending rise in costs poses a constant challenge for employers to take action in order to mitigate these unsustainable increases.”

Fertility benefits then can include everything from helping an individual understand their health, nutrition and stress in order to conceive with as little interference as possible, to intrauterine insemination (IUI), in vitro fertilization (IVF), egg-freezing, donor eggs, adoption and surrogacy.