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“If you’re a younger married couple and children are in your future or you’ve had your first child, get involved early as a team with setting financial strategies and budgeting, so that when something changes in life, you have a better chance of hitting the ground running and having your feet underneath you.”

The Higher Wages for American Workers Act would set the nationwide minimum wage to $15 on Jan. 1 of the first year after it is enacted, and raise it annually on the basis of inflation.

Integration Is the Missing Link When setting up these tools, the experts interviewed for this article said to: ;Leverage your existing platforms.; ;Explore ways to streamline point solutions and single sign-on options.; ;Prioritize integration.; Toward the latter, Midlam noted that the fewer separate apps employees have to download, the better.

Employers often fall into the trap set by the pay gap statistics and do similar analyses on their own workforce.

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Instead of relying on information supplied by a vendor, the process of calculating ROI typically involves conducting an actuarial investigation using a cohort analysis, a method of grouping and examining data based on shared characteristics of a specific set of individuals, according to Ihrke.

Many have added new members, and they have spent more time scrutinizing and carefully assessing more comprehensive sets of relevant pay and performance data.

“Are we the kind of place that demands everybody be here and follows this set of rules or the type of place that provides flexibility?”

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While initially set to expire on Dec. 31, 2025, the recently signed H.R. 1 law (also known as the “One Big Beautiful Bill Act”) made the tax credit permanent in Section 70304, so employers can feel more confident about offering or continuing to offer eligible paid leave.