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He said that, anecdotally, Mercer has seen some trends around employees choosing HSA options, with: ;Individual employees a bit more likely to choose them than families;; ;Younger and older employees a bit more likely to choose them than more middle-career employees; and; ;Lower- and higher-income employees more likely to choose them than middle-income employees.; Maximize the HDHP to Maximize Enrollment Domaszewicz noted HDHPs, and specifically HSA-compatible HDHPs, continue to be a very viable benefits option for employers and employees.

The act adopts a Saver’s Match Program that would incentivize retirement savings by providing a 50% matching contribution of up to $2,000 in retirement savings annually for lower- and middle-income Americans.

Access a related Workspan Daily article on this subject: DOL Proposes Rule on Valuing Employer Stock Purchased, Sold by ESOPs; Access a bonus Workspan Daily Plus+ article on this subject: ;The Equity Alternative: Rewarding Employees Without Traditional Stock; Employee stock ownership plans, or ESOPs , are an alternative that is sparking growing interest and exploration as a succession plan, particularly by closely held or middle-market businesses for whom other ownership transition options may not be feasible.

Across markets from Africa, Asia, Eastern Europe, the Middle East and Latin America, a set of global scenarios illustrates the extent of disruption: ;Argentina: Salary reviews have increased to as many as four times a year.; ;Ethiopia: Employers have adopted biannual reviews.; ;Sri Lanka: An inflation crisis forced employers to think on their feet as prices soared and talent was depleted.; ;Sudan: Food-specific allowances were introduced to match food inflation.; ;Turkey: Constant inflation is sending salary increases into a spiral, causing government minimum-wage adjustments and high budgets (25% to 30%) while limiting real wage increases.; ;Ukraine: A surge in inflation and currency volatility has pushed employers to adopt monthly allowances.; ;Zimbabwe: Hyperinflation occurred within a short period, triggering emergency monthly allowances.; From interviews, forums and discussions across global TR communities, several common issues are emerging: ;Extreme inflation cycles.