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And when those claims hit a certain dollar amount per employee that some organizations may find prohibitive, stop-loss insurance takes over .

In addition, Frost shared Alight’s client data showed only 51% of employees who are earning under $40,000 per year were enrolled in employer-sponsored health coverage in 2024 (down from 61% in 2022), while employees earning $40,000 to $60,000 per year only had 78% enrollment in 2024 (down from 82% in 2022).

Per the U.S.

federal minimum wage has remained at $7.25 per hour since July 2009, 17 states will raise their hourly compensation minimums on Jan. 1, 2026.

“One swipe per person, per day, per location will be captured,” the memo said.

.; Looking more closely at financial impact, Castlight found that, within its client base, high- and rising-risk employees had average “per member per month” (PMPM) costs of $3,784, which resulted in $45,000 per person annually spent in paid claims costs.

Most recently she was Director, Total Rewards for Acumatica an ERP solutions technology firm in Bellevue, WA.

HR departments of companies with 10,000+ employees allocate on average 5.1 people to spend a few hours per week on these initiatives.

.; Time Commitment Review at least one article per quarter.

Part of the American Rescue Plan initiated by the federal government through the Federal Pandemic Unemployment Compensation Act (FPUC) allowed gig workers to collect unemployment compensation, first in the amount of an additional $600 per week beyond what a state would provide.