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Additionally, creative-driven industries like marketing, interior design or architecture could benefit from this concept, Christen added.

Although nearly 40% of companies expect to reduce total base pay budgets to some degree, only 9% expect to pull back “significantly” from 2022.

Those that already do so plan to offer an average of $6,201 in assistance per employee this year. ( Editor’s Note, 9/17/2025: Major employers like Amazon, Walmart and even the U.S. federal government have experience providing employer-assisted housing programs to help employees with housing costs through down payment assistance, forgivable loans and rental support.

Workspan Daily article; ;Gen X Retirement Is On the Horizon.

Viewed: Dec. 10, 2024.

Average monthly premiums are $10 to $25 for accident insurance, $15 to $60 for critical illness insurance (age is a significant factor), and $15 to $35 for hospital indemnity insurance.

However, it did not restore the traditional pension plan that union members lost 10 years ago in a previous labor agreement.

According to Gupta, nearly one-third of employers anticipate budget increases of less than 5%, versus the 9% to 10% increases in healthcare costs forecast by industry analysts.

Only 9% of small companies had done so.

Deloitte’s 2024 Gen Z and Millennial Survey , released in May, found that although nearly 9 in 10 Gen Z and millennial workers cite purpose and values as important to job satisfaction, their biggest concern about society is the high cost of living.