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While there are more than 30,000 approved generic drugs of all types, exceeding the number of brand-name drugs they can substitute for, there are fewer than 100 approved biosimilars in the U.S. — and in some cases, one biologic has multiple corresponding biosimilars — which means biosimilars are available as an alternative for only a fraction of approved biologics.

Working with your broker, plan design changes you might consider include: ;Allow annual maximums not used to be rolled over to the following year.; ;Exclude preventive services costs from annual maximums.; ;Increase the frequency of preventive procedures — at least for high-risk patients (such as those with diabetes, gum disease, heart issues, pregnancy, etc.).; ;Offer tiered coverage options for employees.; ;Add adult orthodontia coverage options.; ;Consider adding teledentistry to facilitate follow-ups, triage emergencies and provide general consultations.; ;Always try to negotiate better rates with carriers and providers.; Communication strategies might include: ;Send reminders in the fourth quarter to remind employees they have two free annual cleanings per year.; ;Stress that preventive services are “at zero cost to you,” and list the type and frequency of those services to make it clear they will have no out-of-pocket expenses.; ;Include the organization’s contribution to their

This article shares how to design an audit that goes beyond sentiment scores and produces findings upon which you and fellow leaders can act.

These roles sit between white- and blue-collar positions and are defined less by degrees and more by skills, opening the door to a fresh workforce type .

;Four types of pay disclosure laws.

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These sample formulas are designed to help WorldatWork members get started on developing great formulas that produce reliable outcomes.

.; This intelligence allows leaders to move from describing the workforce they had yesterday to designing the workforce they need tomorrow.

Notice the solid bars representing the indexed design.

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