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Projecting and generating retirement income relies on a broad approach encompassing income projections, retirement planning tools and retirement income products.

Key Takeaways Projections are down.

Key Takeaways Raises of at least 4% are projected.

While the 2026 projection trails those from the previous three years, it remains more robust than the general 3% projections that were prominent for most of the past decade-plus.

The Pillars of Compliance With so many laws to consider, it may be easiest to review their application based on the three main areas of workplace protection they provide: anti-discrimination, accommodation and time off from work. 1.

Three longstanding pillars that once defined the job market have shifted dramatically.

The main retirement fund (OASI) alone is projected to hit the depletion point in late 2032, triggering an automatic benefit reduction of 22%unless Congress passes legislation to shore up programfinances.Last year’s report projected the OASI fund would be depleted in 2033.

This growing demand will drive the retirement services industry and plan sponsors to enhance retirement income planning tools and personalize retirement income projections for DC plans and other retirement income pillars.

The survey found 2024 salary increase budget projections to be slightly higher than the 4% increases projected by 2,090 organizations in WTW’s survey and significantly higher than the 3.8% increases projected by 1,757 organizations in Payscale’s survey .

2025 Salary Increase Budgets Moderate; 2026 Projections Indicate Further Contraction July 31, 2025 Scottsdale , Arizona  — A year ago, participants in WorldatWork’s 2024-2025 Salary Budget Survey predicted a decline in salary increase budgets for 2025 across most of the world.