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While global companies have been offering mental health support such as free therapy sessions and well-being days off for years, it's a relatively new concept among Hong Kong's local companies, said Henry Chan, training manager for mental health charity Mind HK.

Access bonus Workspan Daily Plus+ content on this subject: Take Steps to Understand and Address the Student Debt Problem;Answers to FAQs on Qualified Student Loan Payment Matching; An Overall Lack of Student Debt Benefits According to Betsy Mayotte, the president and founder of the Institute of Student Loan Advisors, a larger piece of the picture may be the relative lack of any student debt-related benefits offered by most employers.

WAR measures a player's value relative to a hypothetical replacement-level player, defined as someone readily available from the minor leagues or free agency and paid near the league minimum salary ( Major League Baseball 2025).

The second big “watch out” is forgetting about fairness and relativity across the organization.

“In 2025, the primary driver of improved funded statuses has been strong market returns, with interest rates remaining relatively stable and having minimal impact on pension liabilities,” said Jonathan Sterbanz, WTW’s senior director of retirement.

“In today’s world, it’s relatively rare for organizations to just pay for them and give them out,” Noeldner said.

All eyes are on GLP-1s, in part, because they are “relatively expensive drugs for a large population,” while many other high-cost drugs that make headlines are only applicable for a smaller group of people, said Cody Midlam, director in WTW’s Pharmacy Community.

Relative to 2022, average HSA contributions increased in 2023.

Today, she said, it’s standard for a hospital indemnity plan to pay out a benefit for up to a full year, rather than a month — a change that doesn’t pose significant actuarial risk to carriers, as the likelihood of a hospital stay extending that long remains relatively low.

;Usage is relatively rare.; ;Carries a tremendous administrative burden.; ;Heavily dependent on accurate forecasting.; ;Requires educating employees on stock fluctuations to avoid frustration.; ;Provides a cultural risk (e.g., if too many opt for cash, if there is a culture of “have and have-nots,” if payouts are large).; Netflix, a tech company at the intersection of multiple industries, allowed employees to choose their cash-to-equity mix, catering to both entertainment and tech backgrounds.