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.; ;The annual premium amount.; ;The coinsurance amount.; ;The maximum out-of-pocket limit.; Correct answer: D.

“If more than one health plan was offered, employees could have switched to the lower or lowest premium plan,” he said.

By establishing this relationship, organizations can determine whether premium compensation delivers proportional performance value.

“Employers can make a difference through paying living wages and offering inclusive health benefits with affordable premiums and affordable cost-sharing at the point of care.”

The company also charges tobacco users higher premiums for voluntary life and disability insurance.

“These double-digit changes can be quite costly for some employers, both in base pay rates, but also overtime expenses, differentials/premiums or other pay that is tied to hourly rates.”

.; ;A skill-based pay differential or premium tied directly to specific, market-relevant skills (e.g., proficiency in a programming language or a particular expertise in AI).; ;Career path incentives through structured pay progression tied to skill acquisition (e.g., tiered pay bands for technical roles in healthcare or manufacturing).; Organizations also can subsidize training costs for certifications or provide paid time off for completing skill-building programs, said Laurie Bienstock, a managing director and global leader for knowledge architecture at WTW

Healthcare costs and insurance premiums were increasing, so we asked, “How can we get people to be healthier on a proactive basis to try to mitigate those costs?”

These account-based health plans: ;Provide employers an alternative to offering a traditional group health plan to their employees;; ;Allow employers to provide defined non-taxed reimbursements to employees for qualified medical expenses, including monthly premiums and out-of-pocket costs like copayments and deductibles.; ;Stipulate that employees must be enrolled in individual health insurance coverage (e.g., through the Affordable Care Act Marketplace) to use the funds.

We gained some interesting survey insights regarding people's perceptions of their flexibility, career mobility and even financial aspects, such as healthcare contributions to premiums and 401(k) matches.