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The experts in this article offered these tips: ;Combine retirement plan auto-enrollment and auto-escalation ( now required for many plans) with employer matches to increase employee participation and contribution amounts.; ;Help reduce the likelihood of early withdrawals from retirement savings by offering emergency savings support (Equitable research found 80% of Americans , regardless of income, are worried about affording everyday living costs).; ;Match workers’ student loan payments with employer retirement plan contributions.; ;Offer multi-channel communications and reminders about retirement savings throughout the year, utilizing nudges or reminder texts.; ;Ensure communications campaigns are targeted and personal, such as a digital calculator for younger workers illustrating how much they can boost contributions by reducing takeout and food delivery or shopping for a new mobile plan; a reminder for parents to save earlier in 529 plans to better balance their own retirement

-based Googlers, and several more are now offering the program to support our important work ahead,” a Google spokesperson said in a statement.

Optimizing Benefit Returns “Employers must be keen evaluators right now to determine what programs are yielding returns to their workforces and their business,” said Courtney Stubblefield, the managing director of health and benefits at WTW.

“One team immediately jumped on the opportunity to use AI to accelerate their first draft, while another team — experiencing a lot of friction in their environment right now — didn’t even think to capitalize on the benefits of AI in this instance,” she said.

Now, data entry and programming are performed at a keyboard, with AI handling these tasks at lightning speed.

You’re not crafting from whole cloth now.”

; ;“I need more take-home pay now.

.; Why You Should Actually Care About This Now You’re probably thinking, “This is nice organizational psychology theory.

.; ;81: The percentage of U.S. hiring managers who now consider AI-related skills a hiring priority, according to a 2026 Job Search Statistics Report by career website Resume Genius.; ;76: The percentage of U.S. employers who said managing pharmacy cost is either important or very important in the next 12 months, according to a 2026 National Benefits Strategy Survey by the consulting firm Marsh McLennan Agency.

But this is still an important issue to be addressed, in some ways now more than ever.