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However, Mercer’s research shows that tenure is the single largest human capital driver of both operational and financial performance within an organization, she said.

IPPs and ISPs that allow employees to invest in a wide variety of assets across different regions and industries can mitigate the volatility that can come from investing in a single asset or market, according to Justin Sun, a compensation expert at Expedia Group.

“ A third-party data aggregator takes the data from a variety of different devices, strips it of any identifying markers and then provides a single data feed to the well-being vendor to share with a client organization,” Noeldner said.

In India, for instance, a contractor may work exclusively for a single client, while in Spain, those earning at least 75% of their income from one client are classified as “ dependent contractors ” and granted certain employee-like protections.

According to theKaiser Family Foundation’s latest Employer Health Benefits Survey , the annual premium for employer-sponsored health insurance in 2024 averaged $8,951 for single coverage and $25,572 for family coverage.

“When we negotiate 365 days for daily hospital confinement benefits [for clients], I say to the carrier every single time, ‘Thank you; my husband appreciates it.

As a competency-based exam, there is no single prep course that covers all the content in the exam.

While a job evaluation plan with the correct regression specification is needed to structure a trend analysis, the policy decision to deal with pay equity is the definition of a single policy line to correct differences in level of pay.

Among more than 1,000 U.S. workers surveyed in April 2025, not a single individual reported living debt-free.

So, benefits experts see organizations targeting specific areas for change —including pharmaceutical spending, the single-largest driver of health benefit costs .