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Those figures continued their trend toward more “normalcy” (increases in the range of 3% to 3.5%) after several exceptional years near or above 4% (see below).

That separation and multi-layered approach preserves consistency in the message, protects managers’ ability to lead with empathy and gives employees a more constructive experience. 4.

According to the institute’s 2025 Financial Wellbeing Survey, 1 in 4 financial wellness-interested employers with 500 or more employees currently offer LTC coverage, and nearly 60% of employers view such coverage as a “financial wellness” benefit.

.; ;73% of these graduates feel their skill set matches that of an entry-level role, which has risen 4 percentage points from 2024 (69%).; Yet, 75% of recent graduates shared in the report they are worried there will be an impact on their job prospects due to the economy, with concerns rising 6 percentage points compared to last year’s class (69%).

While a 5-point answering scale was used for time occupation, a 4-point scale was used for mastery.

.; PLANS AND PARTICIPANTS As reported in Table 4, the number of insured multiemployer plans has declined markedly from 2,244 in 1980 to 1,375 in 2019.

Following the conclusion of the initial four (4) year term, a Director may serve up to two (2) additional four (4) year terms if that Director at a regular meeting of the Board acquires the votes necessary for election in accordance with Section 3.3 below.

Another study found that for every dollar invested into “scaled up treatment for common mental disorders,” there is a return of $4 in improved health and productivity ( WHO n.d.).

Court of Appeals for the District of Columbia Circuit, in a 7-4 decision, had ruled that Trump’s firings of Wilcox and Merit Systems Protection Board (MSPB) member Cathy Harris were unlawful.

Region Region of the Country 2025 Actual Increases 2026 Forecast Increases Northeast 3.6% 3.6% Middle Atlantic 3.6% 3.6% Midwest 3.6% 3.6% South 3.7% 3.7% West 3.6% 3.5% Outside the U.S. and Canada Looking beyond the U.S. and Canada, the data picture showed a wide range of raise percentages (but most in the 3% to 4% range, outside of a couple of outliers), with 2026 forecasts resembling the 2025 actuals.