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That considerable difference of opinion is one of the findings of Prudential Financial’s 2025 Benefits & Beyond study , the first installment of which was released on Monday, May 12.

;Access to courses for 12 months.

., is Generation X more risk averse as it enters the executive ranks)?

“The need for coverage is growing,” said Ron Neyer, LIMRA’s associate research director, adding that it’s not just among Baby Boomers and Generation X workers showing interest.

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Meanwhile, Gen X and baby boomers more often seek benefits related to long-term care readiness, elder care, healthcare and retirement.

Access a bonus Workspan Daily Plus+ article on this subject: ;How to Contend with a Job-Hopping Workforce; When comparing positions held by workers after the age of 21 (excluding part-time and short-term work during high school or college), the research revealed the following longevity averages: ;Baby Boomers: 3.6 employers in 27.1 years (7.5 years per job); ;Generation X: 4.2 employers in 19.4 years (4.6 years per job); ;Millennials: 3.9 employers in 9.2 years (2.4 years per job); ;Generation Z: 2.7 employers in 2.8 years (1 year per job); Although the data may exclude some shorter-term, early career jobs not listed by older workers, the gap is more than significant enough to account for those omissions, and it still paints a picture of dramatically increased job-hopping by the workforce’s newest entrants, said Jesse Wheeler, a senior macroeconomic analyst at Revelio Labs.

Workspan Daily article;Gen X Retirement Is On the Horizon.

For example, where the applicable minimum wage is $7.25 and the employer is paying a direct cash wage of $2.13: ;$7.25 x 1.5 = $10.88 (time and a half); ;$7.25 – $2.13 = $5.12 (this is the tip credit); ;$10.88 – $5.12 = $5.76 (this is the overtime rate for this tipped employee); ;All hours worked must be paid at $7.25 per hour + any overtime hours paid at an additional $5.76 per hour.; This assumes the employee earned enough tips to equal at least $5.12 per hour.

For example, if X number of people perform a certain way (Y), the impact on the compensation budget will be Z.