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. $9,765 ​($976.50 per course vs. $1,395 per course).

Specialty drugs designed to treat diabetes but are also effective in aiding weight loss can cost as much as $1,350 per patient per month, and coverage of weight loss medication can add $2.25 to $2.60 per member per month to an organization’s health plan spend.

Financial benefits include avoiding the detrimental impact of: predatory payday loans, which have APRs that can be as high as 400%;;bounce-check charges, which can run as high as $1,300 per year; or;charging on credit cards, which have average interest rates close to 25% on balances; These alternatives to the liquidity that EWA provides can easily cost LMIs upward of $3,000 per year, the equivalent of one-to-two months of earnings.

“One swipe per person, per day, per location will be captured,” the memo said.

Some other details include employees taking Friday off, receiving 1.5 times their regular pay for working more than 32 hours per week, and two times their income for working more than 12 hours per day.