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Advocates say the benefit gives workers the ability to take care of unexpected expenses such as a medical bill or car repair without having to resort to high-interest payday loans and other forms of borrowing.

They should be used only as a last resort for initial loans.

Most of the time, leadership resorts to previous solution sets to deal with events, while leadership development programs would properly prepare leaders to think critically.

Given their limited familiarity with the company as well as its CEO pay practices, they might resort to more sophisticated, formulaic and, consequently, more complex pay systems.