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Reverse causality again may be a factor here, as it could be argued that when workers desire to leave the organization, their level of identification will drop.

Since 2018, non-certified skills have seen steady increases, moving from 9.3% to 9.6%, while certified skills have dropped from 7.5% to 6.5%.

Another interesting aspect of SECURE 2.0 is the ability to auto enroll more senior employees who have never enrolled or who have dropped out of the plans.

After a stock price drop, employees often panic and pull out of the plan, assuming it’s no longer worth it.

“Boohoo Shares Drop 18% as New Leicester Factory Reports Threaten Sales.”

According to Boston Consulting Group (BCG), just 12% of all U.S. workers have access to such benefits through their employer, and that number drops to 6% for people who work part time or are in the lowest income quartile.

For example, if you select your country to reflect “United States” on an address form and the drop-down options automatically change to reflect only U.S. states, that’s rule-based AI.

In year two, RCE drops by $10,000 compared to the base case, because of the cost spike.

“New Data Show Benefits Costs Drop, But Payment Dollars Per Employee Rise.”

While we see some drop-off from 2020, with a majority becoming a mere plurality, the 6 percentage-point decline falls within both polls’ margin of error and makes the 2022 outcome look very similar to 2018 — making 2020 (during the heart of the pandemic) the outlier.